A certified financial planner breaks down the seven tiers of retirement and how to manage them, from investing to debt ...

The average 401(k) balance for someone in their 60s was $568,040 as of June 2025. The median, though, was far less: $188,792.

Saving for retirement can be confusing. You probably know that having a 401(k) is advisable, but if your eyes glaze over when presented with financial jargon, you’re not alone. Whether you already ...

Gen X faces a sizable retirement savings gap. But there are still practical ways for them to strengthen their financial footing before retiring.

Borrowing from your 401(k) might sound appealing when you need quick cash. After all, the typical 401(k) loan interest rate is low — usually the prime rate plus 1%, and you’re essentially paying ...

When you make contributions to your 401 (k), the funds that you put into your account are vested immediately and are yours to keep, even if you leave your job the next day. While companies can have ...

An industry effort led by six record keepers to make workplace retirement savings plans more portable and reduce the problem of 401(k) cashouts is paying off. Savers in workplace retirement plans with ...