Only 1.76% of Americans have a perfect credit score. Here's why you don't need one, and what matters more for your financial ...

A credit score is a three-digit number between 300 and 850 generated by a mathematical algorithm (a mostly secret formula) based on information in your credit report, compared to information on tens ...

A 600 credit score is in the fair credit range, so it’s not considered a good score. You can take action to improve your ...

Earning points and miles through lucrative credit card bonuses can open up some amazing travel options. But to really work this hobby to your advantage, you need to have a solid credit score. Let's ...

If you’re looking to improve your credit score, you’re probably wondering exactly how long does it take to improve credit score? The truthful answer might feel unsatisfying — it depends. But don’t let ...

My FICO score brings all the boys to the yard.

Your credit score is a three-digit number between 300 and 850, generated by a mathematical algorithm (a mostly secret formula) based on information in your credit report compared with information on ...

Universal Credit may not be as well known as most other personal loan lenders out there, but it still offers a strong product for those with lower credit scores. Read on to learn more about Universal ...