For consumers who are heavy on savings and light on credit history, a new partnership in the world of credit scores could help them lock down a loan. FICO, the company basically synonymous with the ...

Fintech Plaid has noted in a blog post that credit underwriting has long relied on credit bureau data, which provides many years of structured, standardized information on loans, repayments, and ...

Fintech Plaid noted that the data that makes up a consumer’s complete financial picture is more complex than it has ever been before. According to a blog post from Plaid, income is now more variable, ...