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Most people don’t realize this… When your children inherit your 401(k) or IRA, the IRS gets paid before they do. Every dollar they pull out is taxed as income, and they’re legally forced to drain the account within 10 years, often pushing them into a higher tax bracket. What you hoped to leave as a blessing can quickly become a burden. There are tax-free alternatives that protect your family’s wealth, and that’s exactly what I help families understand. #families #taxtips #FamilyFirst | Sandoval
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